Tuesday, August 21, 2018

Social Selling With Blockchain System

Social Selling With Blockchain SystemGemstra’s mission is to make social selling accessible and awesome for everyone. Social selling, traditionally called “direct selling”, utilizes multi-level selling models that rewards people (called “Sellers” in the Gemstra ecosystem) for influencing sales through promoting brands to their social network. Gemstra is building a blockchain-integrated ecosystem (ASTRA Platform) and token economy (GMS Token) to unlock social selling to the entire retail market. Gemstra disrupts a social selling industry worth over $180 billion worldwide ($35 billion US). 

BOUTIQUES - A decentralized marketplace for social selling
The rapid growth of BOUTIQUES proved that retail brands want to participate in social selling and sellers desire freedom

ASTRA - A smart contract platform
ASTRA is a blockchain-integrated platform  that serves as technological infrastructure for social selling. Gemstra will make the BOUTIQUES software open source and develop a SDK for merchants and brands to easily deploy a social selling business on ASTRA

GMS Token - Exchange of value, rewards, gamification, and governance
By tokenizing ASTRA with the GMS Token, Gemstra reduces friction in the social selling transaction. GMS is the default method of commission payment to Sellers. Recognition within a community drives Sellers to grow or minimally maintain their achievements. GMS provides an ideal reward construct that drives gamification through community and recognition. 


Merchants curate Brands and manage Sellers.
Gemstra welcomes retailers from the broader retail Merchants curate products from Brands and interface with Sellers and their customers. 

Democratize data so Sellers are not held captive, ever.
ASTRA gives ownership rights of customer information, transaction data, and network (genealogy) to Sellers. Sellers may have built a downline (network of sellers) that they sponsored. Sellers prefer to maintain consistency. 

Customizable Commission and Rewards by Brands.
catalog level and per-product level. ASTRA’s platform allows Brands to customize commission

Portable catalog for Brand integration.
ASTRA allows Brands to easily integrate their catalogs with multitude of Merchants and gain exposure to different networks of Sellers.

A Democratized and Trustless Model.
Merchants must do right by Brands and Sellers. Brands must do right by Merchants and Sellers. 

ASTRA Platform
The classic direct selling model involved just two operators: Seller and Brand. With ASTRA, an economy of Merchants can exist across many platforms to connect Brands and Sellers. Sellers can sell multiple Brands in single Merchants or specific Brands in multiple Merchants. 

GMS Token (GMS)
The GMS Token is the utility token that provides default exchange/store of value and incentivizes social selling aspects of ASTRA. A Reward System provides value to ASTRA users in the form of GMS Tokens. Game Rewards mimics all gamification functions associated with social selling and offers these functions to Merchants and Brands to reward users with GMS. Platform Rewards are paid from Gemstra’s fees earned in ASTRA. See GMS TOKENS below for more detail.

GMS token (GMS) can be used in the following ways :
  • Unit of Exchange: GMS will be an atomic unit of value exchange across the entire Gemstra ecosystem, with a resultant creation of a transactional economy between Merchants, Brands, Sellers and Customers. 
  • Subscription: Just like paying a toll to use a freeway, the GMS token will be used as a monthly subscription unit of value to pay-per-use for sellers and brands to use the Gemstra platform.
  • Incentive: The GMS token will be used as an incentive, it will be offered to get first time adopters to join the Gemstra ecosystem, for example when you join Gemstra as registered buyer, seller, or brand you receive free 100 GMS token to your wallet.
  • Currency: GMS will serve as a payment method and transaction engine of choice. It will enable frictionless transactions across ASTRA. 
  • Rewards, Earnings and Remittance: Gamification rewards and earning will be paid in GMS which can be remitted to partner services and individuals

Rewards System
GMS tokens feature a rewards system that perfectly suits social selling. There are two main constructs in Rewards System: Achievement and Engagement. Where Achievement rewards are quantitative, Engagement rewards are event-based and can be qualitative.


Ethereum ERC-20
Total Token Supply
Total Token Supply
Token Price
Sale Target

: Compatible Token
: 16,000,000,000 GMS
: 6,400,000,000 GMS (40%)
: $0.00385 USD
: $18,000,000 USD

Founders’ Pool
Advisors’ Pool
Growth Pool
Sale Pool

: 20%
: 10% (Advisors / Partners / Bounty)
: 30% (Distributions / Commission / Rewards)
: 40% (Private, Presale, Public Tokensale)

July 2008
Early Idea : Envisioned ecommerce / marketplace disruption of direct selling industry
First Attempt : Launch horizontal portfolio of ecommerce brands
Second Attempt : Launch omni-channel single brand called JewelScent
May 2015
Pivot : Start building the Gemstra Backoffice platform
April 2016
Continued : Begin building Gemstra Boutiques
May 2017
Alpha : Gemstra Boutiques - centralized Merchant with decentralized Sellers and Brands
June 2017
Expand Vision : Gemstra Token - economy to truly decentralize social selling economy
July 2017
Beta : Gemstra Boutiques August 2017 Add 7 Brands to Gemstra Boutiques
September 2017
Proof of Concept: Smart contract economy to transact retail sales between Seller > Merchant > Brand on ERC20
October 2017
Proof of Concept : Customizable multi-level economics
February 2018
Fundraising Preparation / SEC Guidelines
April 2018
Private Investor Round
May 2018
Engage PR firm and commence community building
June 2018
Established Broker - Dealer engagement with Entoro for STO offering
Finalize legal for private Token Subscription Agreement and ICO
July 2018
September 2018
Entoro STO Sale
October 2018
Add GMS Token support at checkout layer + Seller GMS withdrawal for commissions
November 2018
Public ICO
Investor Wallets have been distributed
December 2018
Deploy user/profile smart contracts
January 2019
Business Development Sprint I : Add/Sponsor 20 Brands
February 2019
Open source checkout service
March 2019
Deploy Brand smart contracts
Brand Onboarding : Gemstra Boutiques
June 2019
Business Development Spring II : Add 1-5 Merchants / Brands
July 2019
Merchant Onboarding : Brands can existing on separate Merchants
Annual Goal : 1000 Brands / 100 Merchants International Growth : China, Korea, Taiwan, Japan, EU
Two-Year Goal : 20,000 Brands / 1,000 Merchants International Growth : Russia, Brazil, India, Canada, Australia
Five-Year Goal : 100,000 Brands / 5,000 Merchants
Deployed Worldwide

by masphie

Sunday, August 19, 2018

PONOROGO : Jadwal Lengkap Grebeg Suro 2018

PONOROGO : Jadwal Lengkap Grebeg Suro 2018Sudah menjadi tradisi di kotaku tercinta, Kota Reyog Ponorogo. Festival Reyog Nasional yang diselenggarakan rutin setiap tahun sekali. Dan sudah pasti selain menyajikan tarian-tarian reyog dari berbagai kota se-Indonesia, tidak ketinggalan acara-acara lainnya seperti pameran-pameran, parade budaya, kirab pusaka dan masih banyak lagi. Acara tahunan ini diselenggarakan selama satu bulan lebih, dimulai dari bulan agustus hingga awal oktober. Jika sobat laresawoo pada tanggal-tanggal tersebut tidak sengaja lewat di kota ponorogo, saya himbau untuk berhati-hati. Karena acara-acara tersebut digelar diberbagai titik di kota ponorogo. Kalau memang mempunyai waktu luang, silahkan singgah barang sejenak untuk menikmati pertunjukan-pertunjukan tersebut. Untuk lebih jelasnya, sudah saya lampirkan jadwal acara grebeg suro tahun 2018 secara lengkap di bawah ini!


Sima’an Al-Qur’an
15 Agustus
04.00-18.00 WIB
Masjid Agung Kab. Ponorogo
Istighosah Kubro
23 Agustus
19.30 – selesai
Pendopo Agung Kab. Ponorogo
Gelar Wayang Babad Wengker
25 Agustus
20.00-23.00 WIB
Pendopo Agung Kab. Ponorogo
Pembukaan Hari Jadi & Grebeg Suro Tahun 2018
1 September
19.00-22.00 WIB
Panggung Utama Aloon-Aloon Ponorogo
Festival Reyog Mini XVI
1 s/d 5 Sept.
19.00-23.00 WIB
Panggung Utama Aloon-Aloon Ponorogo
Pameran Seni Rupa
1 s/d 10 Sept
10.00-22.00 WIB
PCC (Ponorogo City Center)
Pameran Fotografi
1 s/d 10 Sept
10.00-22.00 WIB
PCC (Ponorogo City Center)
Pameran Industri Kecil & Produk Unggulan
1 s/d 10 Sept
08.00-22.00 WIB
Aloon-Aloon Ponorogo
Pameran Bonsai (2 titik)
1 s/d 10 Sept
08.00-22.00 WIB
·    Blok Macan Aloon-Aloon Utara
·    Taman Halaman Pendopo
Lomba Burung Perkutut
2 September
08.00-17.00 WIB
Lapangan P3 SI (Jl. A. Yani) Belakang SPBU Sinduro
Festival Nasional Reyog Ponorogo XXV
6 s/d 9 Sept
19.00-23.00 WIB
Panggung Utama
Gebyar Pariwisata Ponorogo
6 s/d 8 Sept
10.00-22.00 WIB
Trotoar Paseban Aloon-Aloon
Lomoba Mocopat Pelajar
5 s/d 6 Sept
Liga Paralayang
7 s/d 9 Sept
Ds. Tatung, Kec. Balong, Ponorogo
Kopi Darat Nasional (Pameran Batu Permata)
7 s/d 9 Sept
19.00-22.00 WIB
Halaman Parkir Sasana Praja
Pameran Pusaka
7 s/d 10 Sept
08.00-22.00 WIB
Pendopo & Gedung Korpri
Lomba Keagamaan
8 September
08.00-22.00 WIB
Masjid Agung
Lomba Karawitan Pelajar
8 s/d 9 Sept
08.00-17.00 WIB
Nggowes Pomade 2
9 September
Telaga Ngebel & Sekitarnya
Parade Budaya
9 September
13.00-16.30 WIB
4 Titik Menuju Aloon-Aloon
Bedol Pusaka
9 September
Start : Pendopo
10 September
23.00-02.00 WIB
Panggun Utama
Ziarah Makam Bathoro Katong
10 September
Makam Bathoro Katong
Kirab Pusaka & Lintas Sejarah
10 September
Kota Lama ke Kota Tengah
Tumpeng Purak
10 September
16.00-17.00 WIB
Paseban Aloon-Aloon
Pentas Musik (2 titik)
10 September
19.30-24.00 WIB
·    Jenes
·    Jl. Gajah Mada
Gelar Wayang Kulit (2 titik)
10 September
20.00-04.00 WIB
·    Kecamatan Ponorogo
·    Proliman Kel. Kadipaten
Penutupan Hari Jadi & Grebeg Suro Tahun 2018
10 September
19.00-22.00 WIB
Panggung Utama
Larungan Telaga Ngebel
11 September
09.00-14.00 WIB
Telaga Ngebel
Ruwatan Bumi Reyog
15 September
19.00-04.00 WIB
Padhepokan Widoro Kandhang, Ds. Kemiri Jenangan
Pemilihan Duta Wisata Thole Genduk
15 September
Bazar & Lomba Anak Kreatif
22 s/d 23 Sept
08.00-21.00 WIB
OKAZ Ponorogo
Grebeg Tutup Bulan Suro
7 s/d 11 Okt
Ds. Somoroto, Kec. Kauman

Jika ada salah dalam penulisan nama/tempat/tanggal/waktu saya mohon maaf.

_______________________________________________________________masphie @ds/kec sawoo 63475

Saturday, August 18, 2018

Cryptov8 : Difference Financial Services Market 2

Cryptov8 : Difference Financial Services Market 2Technology
Cryptov8 does acknowledge that for many of the peripheral services and in particular those associated with the crypto market and Blockchain we will need to collaborate with a series of organisations to deliver the best service and best value for our customers. Our collaboration and use of open banking is fully supported by the Payment Services Directive 2 (PSD2) and the UK’s own OpenBanking initiative. Blockchain as a technology is built using the same principles. 

CRV8 tokens and sub assets
Cryptov8 will be launching a series of tools, products, incentives and the CRV8 token will give our customers’ access to those assets.

The eight asset areas are described in the figure below :

Helping customers start their crypto journey
  • Cryptocurrency starter guide
  • Free cryptocurrency educational material published online
  • Token holders able to receive discounts on formal courses from known industry and specialist educational institutions

Blockchain technology, the concepts of public addresses, private keys, exchanges, wallets, ICOs, gas limits, ERC-20, decentralisation can be baffling and confusing. Cryptov8 wants to act as the broker for our customers education. A series of free online educational material will be made available for those who open a cryptocurrency account. 

Providing a convenient gateway entry point
  • Short Term: Link to Exchanges
  • Longer Term: FIAT gateway

Combined with incentives for money transfers, this will give our customers an easy and low-cost access point to the cryptocurrency market. 

Motivating customers to use or be involved in cryptocurrency
  • Preferential payment fees for cryptocurrency transfers
  • Attractive foreign exchange rates for cryptocurrency transfers
  • Debit card transaction settlement using cryptocurrencies

Whilst Cryptov8 plans to form its own fiat currency gateway Cryptov8 will provide attractive foreign exchange rates for CRV8 token holders and will apply preferential payment fees for cryptocurrency related transfers. a method of payment with their debit card. choice with no awareness of the currency used by the customer.

Remunerating individuals for their participation in cryptocurrency
  • Bonus reward for cryptocurrency account holders
  • Savings accounts with preferential interest (for Token holders and Crypto account holders)
  • Fee Savings

Cryptocurrency account holders or CRV8 token holders in the traditional banking space. Secondly, our customers who are crypto account holders and CRV8 token holders will have access to preferential interest savings products, again rewarding them for their activity in the market. 

Allowing customers to earn extra money from their credit balances
  • Crypto P2P Lending
  • Blockchain SME Lending

Cryptov8’s support of the blockchain and cryptocurrencies will be further underlined by providing our customers the ability to lend against credit balances of cryptocurrencies they hold,

Being your trusted custodian
  • Cryptowallet to hold current crypto balances
  • Secure storage of public addresses and private keys
  • Ability to store important documentation and agreements

Account portal. In other words, a customer will see the fiat balances held at the bank alongside their crypto balances. As a bank, Cryptov8 will provide a secure, encrypted, private storage areas to allow our customers to store the private keys alongside other important crypto related information. 

Enhancing service provision through strategic partnerships
  • Wide variety of partnerships in negotiation
  • Use of APIs/Apps to integrate
  • Extended functionality e.g. Invoice factoring, Wallet provision, Online payments using cryptocurrencies, Contactless POS payments using cryptocurrencies

As previously mentioned, Cryptov8’s primary objective is to serve its customers, by providing them with great customer service and meeting their ever-increasing expectations. Whilst it is our intention to acquire technology to run the bank, this will inevitably incorporate a number of integration points to other systems and services. innovative organisations. 

Your intelligent cognitive learning friend
  • Q&A portal
  • Cognitive learning AI assistant
  • Automatic application completion behind the webchat portal

Cryptocommunic8 is a cognitive learning bot that will be present inside a customer’s online or mobile banking portal. customer in a web chat type way asking questions of the customer and as a customer answers those questions it can complete the necessary application process in the background. 

                                                                                                                               ............. PREVIOUS 

Friday, August 17, 2018

Cryptov8 : Difference Financial Services Market

Cryptov8 : Difference Financial Services MarketOur Journey And Vision
Challenger bank need a full scale retail banking licence, the Consumer Credit this revolutionary technology to enhance the crypto customer proposition and to reduce the cost for the crypto customer. In complement the traditional bank project and these two streams banking licence and developing a blockchain banking cryptocurrencies, Cryptov8 performed a comprehensive and crypto customer, new bank, financial institutions as possible ease of account opening, the customer experience, both plan. Alongside the traditional banking services, team members have been actively engaged in the cryptocurrency market to assess proposition. service. Our traditional bank market research also showed that whilst the Consumers in the traditional banking world had become underserved, understanding, have actively hindered the crypto customer and The result of our planning process is that we have developed a bank customer proposition that we believe will provide a highly attractive, viable alternative to high street banks for retail consumers and SME’s (Small, Medium Enterprises) via customer centric products and a greatly enhanced customer banking experience. The UK regulatory authorities have been supportive and our regulatory bank plan reinforces the core regulatory principle of a better, fairer outcome for customers. landscape. We are aiming to become a traditional mainstream bank for the future: not a bank on the fringes, but a bank which is at the heart of the wider banking landscape. financial lives.

Legal And Regulatory Standards

As previously stated, the overall Cryptov8 proposition intends to establish an authorised entity in the banking sector, as well as a crypto business, between them offering both traditional and crypto banking services. 
Many of our team members are experienced with the Prudential Regulatory Authority (PRA) and Financial Conduct Authority (FCA) regulatory process.
The UK regulatory framework is one of the most mature and stringent in the world and we believe gives a good start as we expand into other jurisdictions.
The government and financial regulators have demonstrated a pragmatic, collaborative and progressive attitude towards cryptocurrencies.
Based in London, we are in a major financial centre of the world and well placed to hire necessary skills and knowledge into the organisation.
London is also the major FinTech hub in Europe and a good place for the inception and incubation of new ideas.

Our plan assumes that the full-scale retail bank will enter into Authorisation with Restriction by mid 2019. There are 5 main stages to authorisation.
Application Process

  • The pre-application process is a multi-stage process that begins with an initial meeting. 
  • The intended unique selling points of the bank
  • The projected volumes for growth
  • An appreciation of the capital and staffing requirements
  • What the go-to-market strategy will be
  • Management’s ability to understand, and operate under the UK regulatory regime for banks.

Compliance, technology, business continuity, financial projections, staffing projections and other aspects of running a bank start to solidify. Devise a regulatory business plan, this plan forms the basis of the application. For the Cryptov8 bank entity this document currently exceeds 400 pages.

                                                                                                                                      ................ NEXT